Building the infrastructure
Joshua Tate
CEO and Co-Founder,
ForumPay

At the helm of ForumPay, his work is focused on building the infrastructure that allows value to move freely between digital assets and traditional financial systems, removing friction from how value is transferred and payments are made.

At the helm of ForumPay, his work is focused on building the infrastructure that allows value to move freely between digital assets and traditional financial systems, removing friction from how value is transferred and payments are made.

THAT
connects digital
assets to global commerce.

Areas of focus

Crypto in
the real world

Crypto only matters if it works in the real world. The focus isn’t on speculation, but on building infrastructure that allows digital assets to move seamlessly through everyday transactions — faster, simpler, and at scale.

Building
businesses

Building a company means operating in complexity, where execution matters more than ideas. The goal is to create systems that don’t just work today, but can grow, adapt, and deliver value over time.

Habits
of a CEO

Performance is built through discipline. From decision-making to daily habits, operating at a high level requires clarity, consistency, and the ability to execute under pressure — every day.

The vision behind the work

Josh’s approach to crypto and payments is rooted in a vision of a more interconnected, interoperable global financial system. Early in his career, transitioning from law into entrepreneurship, he moved from solving problems at a micro level to building solutions at a macro scale, enhancing existing systems by introducing a new perspective. This approach shapes everything he builds.

“The future of finance is interconnected,
interoperable, and built for efficiency.”

About ForumPay

Bridging digital assets and traditional finance

Joshua Tate co-founded ForumPay alongside William Erbey in 2019 and has served as CEO since its launch. As a crypto payment gateway, ForumPay enables businesses to accept cryptocurrency, connecting them to over 800 million global users while allowing settlement in fiat—seamlessly bridging digital assets and traditional finance.

Built for

scale

Designed to address the challenges of global businesses and payment processors — guaranteeing scalability, compliance, speed, and security.

Constant
innovation

In 2025, it became the first crypto payment service to enable subscription and recurring billing in crypto, as well as introducing in-app payment functionality for iOS and Android applications.

Award-
winning

Recognized globally for its impact on finance and innovation.

· Best Crypto Payment Services Provider
Global Crypto Awards 2025

· Best Financial Service
Global Recognition Award in Financial 2025

· Innovation Award
Gaming & Hospitality Annual Industry Awards 2025

Insights & Perspectives

Josh’s publications offer an insight into his experience in leadership, decision-making, and innovation, fruit of a career grounded in the realities of building and scaling in complex, fast-moving markets.

Payments & Financial Infrastructure

5 min read

We tend to judge payment systems by the metrics we can immediately see and feel, namely speed, fees, convenience and user experience. But according to Joshua Tate, co-founder and CEO of ForumPay, those metrics only reveal part of the story. Beneath every transaction sits an economic structure, which, for decades, has shaped how money moves, […]

Payments & Financial Infrastructure

5 min read

Moving money has become incredibly simple. With just a tap or click, value moves seemingly instantly. This seamless, almost invisible process is the result of careful design. However, the underlying network that supports every transaction is complex and far from straightforward. Most people don’t realize, however, that a single payment can involve multiple institutions working […]

Digital Assets

5 min read

The crypto conversation tends to focus on currencies, crypto versus fiat, stablecoins versus banks, digital dollar versus CBDCs. But that's really just what's visible on the surface. The real change isn’t about replacing one form of money with another, at the end of the day, they’re going to continue to exist. You can have Bitcoin, […]

Press and media

Business & Entrepreneurship

5 min read

The global payments industry processes trillions of dollars of transactions every year, but the infrastructure that supports most of that volume was built for a world that doesn’t exist anymore.

Business & Entrepreneurship

5 min read

For most of commercial history, the architecture of payments has been invisible by design. Merchants accepted currency, banks settled balances, and the rails connecting them hummed quietly in the background, rarely examined and rarely questioned.

Payments & Financial InfrastructurePress and Media

5 min read

ForumPay, a blockchain-based payment infrastructure company, has announced continued expansion of its crypto payment solutions designed to enable real-world merchant adoption across global markets. The development reflects a strategic focus on bridging the gap between digital assets and everyday commercial transactions, where mainstream usage remains limited despite years of industry growth.

Business & EntrepreneurshipPress and Media

5 min read

Despite their rapid growth and widespread use over the last decade, stablecoins have largely operated without the formal oversight typically applied to financial infrastructure, existing instead in a regulatory grey area. That gap has now closed.

Working with Josh

I have had the opportunity to work with Josh across a couple of companies, and it has been a consistently positive experience. What stands out most is that he is the kind of CEO who truly leads by example. He is actively involved in the day-to-day side of the business whether it is contributing to product development discussions, joining meetings with potential clients and partners, or helping push strategic initiatives forward. Josh is also very well spoken and knowledgeable, which makes him a strong representative of the company in both internal and external settings. At the same time, he creates an environment where people have the space and trust to grow, take ownership, and achieve great things together as a team. It is a leadership style that is both hands-on and empowering, and one that I have genuinely enjoyed being part of.

Dainis Legers

Business Development Manager

Josh leads ForumPay as CEO, guiding the company’s vision and growth as a pioneer in cryptocurrency payments. With a strong understanding of both traditional payments and digital assets, he has helped position ForumPay as a trusted bridge between merchants and the evolving world of crypto. Under his leadership, the company has expanded its global presence, built strong industry partnerships, and remained focused on delivering reliable, compliant payment solutions. Josh’s hands-on leadership style and practical approach to innovation continue to shape ForumPay’s direction as the digital payments landscape evolves.

Jeff Rosenzweig

Chief Operating Officer Director of Merchant Solutions

Josh has a rare ability to see opportunities in markets that most people either overlook or misunderstand. What I appreciate most about working with him is that he is extremely supportive of the team and gives people the space to build and execute. ForumPay operates in a complex and fast-moving industry, and Josh brings both conviction and long-term vision to navigating that environment. He’s focused on building real infrastructure for crypto payments, not just chasing trends, and that clarity of direction is something the team benefits from every day.

David Ryder

Business Development Manager

Josh Tate, the Fintech payments entrepreneur, is the co-founder and CEO of ForumPay, the leading global crypto payment gateway. His intense work ethic, clarity of vision and pursuit of excellence and innovation is driving the redefinition of the global payment ecosystem with blockchain technology. With a leadership style that combines charisma, uncompromising standards and a relentless focus on excellence and tangible delivery, he hires the best people in the right roles and empowers them by giving them the freedom—and accountability—to succeed. He is known for championing meritocracy, encouraging candor, constructive and collaborative environments within organizations. 

Paul Wordsworth

Director of Global Accounts

Joshua’s leadership, vision, and commitment to innovation have been instrumental in ForumPay’s growth. His ability to turn ideas into impactful solutions continues to make ForumPay a leader in the digital payments industry.

Bill Erbey

Co-founder and Chairman ForumPay

Let’s Connect

For partnerships, speaking, and conversations around crypto payments, financial innovation, and leadership.